In today’s fast-paced world of drive-through restaurants and automated answering services, it is difficult to make personal connections in the business world.
The Clarkston-Brandon Community Credit Union, however, works hard to make that hometown personal connection their primary focus of business.
Established in Clarkston in 1957 and Brandon in 1989, the nonprofit, member-owned cooperative has long encouraged cooperative financial service, which historically returns paramount savings and trust back into the entire community.
“Our limited membership allows us a more personal relationship with our members,” said Ortonville branch manager Dawn Chisholm. “We are also able to offer most services at a lower rate or with better interest.”
Members can take advantage of fair returns to the community as a whole by using membership savings to provide loan availability at competitively low interest rates.
Membership services provide convenience services such as trusted low-interest credit cards, no minimum balance checking accounts with no monthly service charge and no per-check charges. Overdraft protection is a given to qualified members.
Friendly hometown associates offer low interest loan services with affordable financing plans on car loans, student loans, home improvements, vacations, personal bill consolidation, or recreational vehicles. Simple home equity line of credit loans and revolving credit loans are ready to suit a borrower’s needs. Reminiscent of quaint banking days gone by. CBCCU also offers old fashioned signature loans to qualified members. The services of MICA Mortgage Corporation are also available by calling (248) 625-7555.
Nearly limitless saving options include insured investment through certificates of deposits, individual retirement accounts, share accounts, money market investment accounts, Christmas and vacation club accounts.
Vacation preparations are made easy with CBCCU one-stop convenience to purchase cashier checks, travelers checks, money orders, discount tickets, wire transfers, fax and notary services.
If time is just too tight to stop by the local branch, CBCCU offers on-line home banking or ATM banking 24 hours a day, seven days a week at 1,000 convenient ATM locations.
In just 15 minutes, shareholders could save up to 20 percent off current insurance policies by purchasing member benefit auto, home and personal property insurance through Citizens Insurance or take advantage of saving by purchasing family group life insurance. Family group benefits also include legal services.
As local credit union shareholders, members are invited to participate in board elections yearly and can take community pride in local charitable donations.
With a membership of more than 9,500 people, Clarkston-Brandon Community Credit Union continues to work hard bring the community special services with a personal touch.
For more information on services click on www.cbccu.org
To join the comfort of old fashion financial services stop by Clarkston-Brandon Community Credit Union either in Brandon or Clarkston.
The Brandon office is located at 4 South Street, PO Box 194, Ortonville 48462. Telephone is (248) 627-9944. The Clarkston branch is located at 8055 Ortonville Road (M-15), Clarkston 48438. Telephone is (248) 625-2923.
Business hours are 9 a.m. to 5 p.m. Monday through Thursday and 9 a.m. to 6:30 p.m. Friday.

It’s been more than 50 years since a small group of Clarkston school teachers who submitted a charter application were approved by the Commissioner of Banking Department to establish a new financial institution-Clarkston Community School Employees Credit Union. While the name has changed and the number of members has skyrocketed -from 70 in 1957 to almost 9,000 members today-one thing remains unchanged- the non-profit, member-owned institution’s dedication to service.
The Clarkston Brandon Community Credit Union now has two locations- the Clarkston office at 8055 Ortonville Road and the Brandon office at 4 South St. in Ortonville- and anyone living or working within the Clarkston and Brandon school districts is eligible for membership, or anyone that is a relative of a member.
‘Anyone who lives or works within Clarkston or Brandon is eligible to join the credit union,? said Donna Bullard, President and Chief Executive officer of CBCCU.
‘This includes students at both school districts. The geographical boundaries are based on the school district boundaries. Also, anyone who is a relative of a current member can join.?
The CBCCU is full-service, including offers of lower rates on loans, higher rates on savings and certificates of deposit, an on-site ATM, Visa credit and Mastercard debit cards. They also offer direct deposit, IRA accounts, financial planning, and U.S. Savings Bonds. All accounts are insured up to $100,000 by the National Credit Administration, a U.S. Government Agency. IRA accounts are insured up to $250,000.
‘Every financial institution has money,? ‘We have service. Our members are treated individually. We hope they walk out with an exceptional experience.? CBCCU continues to expand services and offer what members need and want. ‘New technology allows us to be available to serve our members no matter where they are,? said Bullard. ‘We are also available online any time of the day or night. New technology makes new services such as online ‘bill pay? available to our members which saves them both time and money.?
New this year is our ‘Zoogles Kids Club? for our members 11 years old and under. Financial literacy made fun! The CBCCU also continues their remarkable relationship with Brandon Schools as joint partners in the school credit union program.
‘There is a financial institution on every corner, but we’ve been in this community for more than 50 years and we will stay here,? said Bullard.
‘We will be here through the good times and the bad times. We are people helping people and serving our neighbors.?
Clarkston Brandon Community Credit Union is open 9 a.m.- 5 p.m., Monday-Thursday, 9 a.m.-6:30 p.m. Friday and the main office’s drive-thru only is open from 8 a.m.-noon Saturday. A 24-hour ATM is at the Clarkston office. Contact the Clarkston office 248-625-2923 and the Brandon office 248-627-9944.

It’s been more than 50 years since a small group of Clarkston school teachers who submitted a charter application were approved by the Commissioner of Banking Department to establish a new financial institution-Clarkston Community School Employees Credit Union. While the name has changed and the number of members has skyrocketed -from 70 in 1957 to almost 9,000 members today-one thing remains unchanged- the non-profit, member-owned institution’s dedication to service.
The Clarkston Brandon Community Credit Union now has two locations- the Clarkston office at 8055 Ortonville Road and the Brandon office at 4 South St. in Ortonville- and anyone living or working within the Clarkston and Brandon school districts is eligible for membership, or anyone that is a relative of a member.
‘Anyone who lives or works within Clarkston or Brandon is eligible to join the credit union,? said Donna Bullard, President and Chief Executive officer of CBCCU.
‘This includes students at both school districts. The geographical boundaries are based on the school district boundaries. Also, anyone who is a relative of a current member can join.?
The CBCCU is full-service, including offers of lower rates on loans, higher rates on savings and certificates of deposit, an on-site ATM, Visa credit and Mastercard debit cards. They also offer direct deposit, IRA accounts, financial planning, and U.S. Savings Bonds. All accounts are insured up to $100,000 by the National Credit Administration, a U.S. Government Agency. IRA accounts are insured up to $250,000.
‘Every financial institution has money,? ‘We have service. Our members are treated individually. We hope they walk out with an exceptional experience.? CBCCU continues to expand services and offer what members need and want. ‘New technology allows us to be available to serve our members no matter where they are,? said Bullard. ‘We are also available online any time of the day or night. New technology makes new services such as online ‘bill pay? available to our members which saves them both time and money.?
New this year is our ‘Zoogles Kids Club? for our members 11 years old and under. Financial literacy made fun! The CBCCU also continues their remarkable relationship with Brandon Schools as joint partners in the school credit union program.
‘There is a financial institution on every corner, but we’ve been in this community for more than 50 years and we will stay here,? said Bullard.
‘We will be here through the good times and the bad times. We are people helping people and serving our neighbors.?
Clarkston Brandon Community Credit Union is open 9 a.m.- 5 p.m., Monday-Thursday, 9 a.m.-6:30 p.m. Friday and the main office’s drive-thru only is open from 8 a.m.-noon Sat. A 24-hour ATM is at the Clarkston office. Contact the Clarkston office 248-625-2923 and the Brandon office 248-627-9944.

Clarkston Brandon Community Credit Union celebrates 50 years of superior service to its members this year.
It was Jan. 10, 1957 when 15 Clarkston teachers submitted a charter application. Two months later, on March 14, 1957, they were approved by the Commissioner of Banking Department and the new financial institution was named the Clarkston Community School Employees Credit Union.
The name has changed and the numbers have changed ‘from 70 members in 1957 to 8,836 members in 2006 and one employee to 21. The credit union now has 2 locations? the Clarkston office at 8055 Ortonville Road and the Brandon office at 4 South St. in Ortonville? and anyone living or working within the Clarkston and Brandon school districts is eligible for membership, or anyone that is a relative of a member.
But one thing remains unchanged? the non-profit, member-owned institution’s dedication to service.
‘Every financial institution has money,? says Donna Bullard, President and Chief Executive Officer of Clarkston Brandon Community Credit Union. ‘We have service. Our members are treated individually. We hope they walk out with an exceptional experience.?
The CBCCU is full-service, including offers of lower rates on loans, higher rates on savings and cds, an on-site ATM, Visa credit and Mastercard debit.
New this year is an on-site financial planner, Laura Clark-Brown, who will be available at the Clarkston office three days a week. Brown has over 20 years of experience and started Successful Equity Management, Inc. in Aug. 2000. She is a registered financial consultant, a certified senior adviser, and a registered investment adviser with InterSecurities, Inc.
To celebrate their 50th anniversary, all year long CBCCU will have specials, including new auto and boat loans through the end of March as low as 5.5 percent; monthly drawings for two $50 gift checks (one from each office) with 12 chances to win, enter as often as you wish; and two new certificate of deposit programs in the first quarter? the bump-up CD, which allows members to open a new CD and bump up the CD rate once during the term, if rates increase, and the add-on CD, in which members can watch the balance in their new CD grow as they make additional deposits in increments of $50 (call for more details).
The CBCCU also continues their remarkable relationship with Brandon Schools as joint partners in the school credit union program.
CBCCU continues to expand services and offer what members need and want.
‘There is a financial institution on every corner, but we’ve been in this community for 50 years and we will stay here,? said Bullard. ‘We will be here through the good times and the bad times. We are people helping people and serving our neighbors.?
Clarkston Brandon Community Credit Union is open 9 a.m.- 5 p.m., Monday-Thursday, 9 a.m.-6:30 p.m. Friday and the main office’s drive-thru only is open from 8 a.m.-noon Saturday. A 24-hour ATM is at the Clarkston office.
The Clarkston office is located at 8055 Ortonville Road. Details: (248) 625-2923.
The Brandon office is located at 4 South St., Ortonville. Details: (248) 627-9944.

Established for employees of the Clarkston School District in 1957, the Clarkston Brandon Community Credit Union has been, and still is, the financial instituition of the people.
Having grown to more than 9,800 members from both Clakston and Brandon, the CBCCU continues to function under the philosophy of a financial instituition belonging to and serving the people of the community.
‘The service we provide to the community is a philosophy,’said Phyllis Welch, president and cheif executive officer of CBCCU, adding that credit unions were established by working class people to help members who are in need of financial assistance.
In that same spirit of community service, CBCCU is involved in many charities including: the Giving Tree (benefitting youth assistance in Clarkston and OCEF in Ortonville); blood drives; fundraisers for
‘The most important thing credit unions do is look at the person first,? Welch said.
Owned by the people, with a volunteer board elected by its members, the credit union’s simple philopsophy of an organized cooperative credit society which evolved in the early 19th century to protect working class people.
‘The profits are returned to the members,? said Welch.
Established as a school employee cooperative, the CBCCU has long encouraged financial services which the nonprofit, member owned cooperative , historically returns paramount savings and trust back into the community.
Because of that trust the CBCCU extended its membership beyond school employees by opening services to the entire community in June of 1999.
‘We want to stress that it’s the people that are important to us’this is not just a business, ? said Donna Bullard, vice president.
Membership benefits provide conveniant services to the entire community including trusted, low interest credit cards, free checking with no monthly service charge and overdraft protection to qualified members.
Services are right at your fingertips with the CU*Talk phone and computer home banking access to verify, transfer or make payments on your accounts.
Familiar hometown associates offer low interest loan service on new and used auto, recreational vehicle, home equity, home mortgages and improvement loans. Memebers can also take advantage of bill consolidation.
Nearly limitless saving options include insured investments with cerificates of deposits, individual retirement accounts, shared accounts and money market investments.
With the growth of extended membership, the CBCCU continues to work hard to bring special services to the community with a personal touch by offering a day branch service to students within the Brandon School District.
Directed by Joanne Tumey, the success of the student-manged instituition is evidenced by the age of their own accounts. Welch says many students who work for the credit union opened their own accounts while they were in grade school.