T&C Federal Credit Union, a nonprofit entity, is strategically focused on doubling its size over the next four years in order to better serve all the residents of Oakland County who crave that personal touch when it comes to managing their money.
‘Our emphasis is still on being that hometown financial institution with close ties to the community,? said Lon Bone, Vice President of Marketing. ‘We try to protect our members? money like it’s our own.?
By the end of 2011, T&C ? which stands for Town and Community ? plans to add another 10 branches to its existing 10 locations, all of which have become invaluable assets and trusted friends to their respective communities. ‘Anywhere we see a need for a credit union and hometown financial institution, we want to be there,? Bone said.
Plans are already in place for T&C to open its 11th branch in downtown Wixom this fall.
The expansion is part of a long-term plan that began in February 2002 when T&C’s charter was expanded to include anyone who lives, works, worships, attends school or does business in Oakland County.
‘Our plan is to serve the whole county,? Bone said.
T&C has certainly come a long way since 1936 when it was founded in Pontiac to exclusively serve the employees of General Motors Truck and Coach.
Today, the financial institution has grown to more than $568 million in assets and has earned the trust of more than 65,000 members.
T&C Federal Credit Union offers a full range of services including: mortgages, savings and checking accounts, IRAs, financial planning, loans of all types and complete electronic banking including paying bills and banking from home ? something the financial institution is particularly progressive about.
‘Our goal is anything you can do at one of our branches, you can also do on-line from your home or work computer,? Bone said. ‘You can literally join the credit union over the Internet. You don’t even have to come into one of our offices.?
Even loans can be done on-line with T&C Federal Credit Union. The only thing the customer has to do is pick what type of loan they need.
Loans can be taken out for mortgages, construction, vacation properties, investment properties, home improvements, automobiles, recreational vehicles, boats, airplanes and small businesses. ‘Mortgages can be taken out with as little as zero percent down,? Bone noted.
Last year, T&C started doing small business loans to meet the needs of local entrepreneurs who are often neglected or ignored by impersonal corporate giants ruled solely by the bottom-line.
‘A lot of financial institutions, especially the large national and regional ones, don’t want to deal with the guy who needs $100,000 or $200,000 because it takes just as much time to do one of those loans as it does a $5 million loan,? Bone explained.
But T&C knows each and every loan, regardless of the dollar amount, is important because it’s helping a local business owner realize his or her dreams of success which in turn helps the local economy grow and the community prosper.
That’s why T&C ranked 34th out of 91 Michigan financial institutions in terms of the number of small business loans it gave out as listed in Crain’s Detroit Business.
Joining T&C Federal Credit Union also means you’re never far from your money. T&C members have access to more than 25,000 surcharge-free ATMs nationwide (all 7-11 stores are now part of the network now) ? 2,500 of which are in Michigan. ‘It’s the largest ATM network in the United States,? Bone said.
When asked what separates T&C Federal Credit Union from other financial institutions, Bone replied, ‘Personal service. That personal touch.?
‘We always try to do what’s in our members? best interests,? he said. ‘We take a personal interest in our members? lives and always try to get to know them on a first name basis.?
In northern Oakland County, T&C has branches in Oxford, Orion, Ortonville and Clarkston.
But T&C doesn’t just throw up a building and think of itself as an island. The Bloomfield Hills-based institution gets deeply involved with each community.
‘We’re a good corporate citizen,? Bone said. ‘We really try to be a hometown financial institution and support our community.?
In Oxford, the credit union has sponsored Celebrate Oxford, Groundhog Daze, Concerts in Centennial Park, Women’s Expo, Crossroads for Youth and OHS Senior All Night Party. T&C’s sponsored the Creek Fest and Septemberfest in Ortonville.
In Clarkston, T&C has supported the Taste of Clarkston, CHS Senior Party, Concerts in the Park, and the Clarkston Business Expo.
Barn Daze, the Snowflake Ball for the Orion Art Center, LOHS Senior Party and the Boys & Girls Club have all been recipients of T&C’s generosity in Orion.
In every community, T&C Federal has been a highly active and supportive member of the local Chamber of Commerce participating in everything from regular meetings to mixers and special events.
To learn more about T&C Federal Credit Union and a branch near you, log on to their website at www.tcfcu.org.

T&C Federal Credit Union, a nonprofit entity, is strategically focused on doubling its size over the next four years in order to better serve all the residents of Oakland County who crave that personal touch when it comes to managing their money.
‘Our emphasis is still on being that hometown financial institution with close ties to the community,? said Lon Bone, Vice President of Marketing. ‘We try to protect our members? money like it’s our own.?
By the end of 2011, T&C ? which stands for Town and Community ? plans to add another 10 branches to its existing 10 locations, all of which have become invaluable assets and trusted friends to their respective communities. ‘Anywhere we see a need for a credit union and hometown financial institution, we want to be there,? Bone said.
Plans are already in place for T&C to open its 11th branch in downtown Wixom this fall.
The expansion is part of a long-term plan that began in February 2002 when T&C’s charter was expanded to include anyone who lives, works, worships, attends school or does business in Oakland County.
‘Our plan is to serve the whole county,? Bone said.
T&C has certainly come a long way since 1936 when it was founded in Pontiac to exclusively serve the employees of General Motors Truck and Coach.
Today, the financial institution has grown to more than $568 million in assets and has earned the trust of more than 65,000 members.
T&C Federal Credit Union offers a full range of services including: mortgages, savings and checking accounts, IRAs, financial planning, loans of all types and complete electronic banking including paying bills and banking from home ? something the financial institution is particularly progressive about.
‘Our goal is anything you can do at one of our branches, you can also do on-line from your home or work computer,? Bone said. ‘You can literally join the credit union over the Internet. You don’t even have to come into one of our offices.?
Even loans can be done on-line with T&C Federal Credit Union. The only thing the customer has to do is pick what type of loan they need.
Loans can be taken out for mortgages, construction, vacation properties, investment properties, home improvements, automobiles, recreational vehicles, boats, airplanes and small businesses. ‘Mortgages can be taken out with as little as zero percent down,? Bone noted.
Last year, T&C started doing small business loans to meet the needs of local entrepreneurs who are often neglected or ignored by impersonal corporate giants ruled solely by the bottom-line.
‘A lot of financial institutions, especially the large national and regional ones, don’t want to deal with the guy who needs $100,000 or $200,000 because it takes just as much time to do one of those loans as it does a $5 million loan,? Bone explained.
But T&C knows each and every loan, regardless of the dollar amount, is important because it’s helping a local business owner realize his or her dreams of success which in turn helps the local economy grow and the community prosper.
That’s why T&C ranked 34th out of 91 Michigan financial institutions in terms of the number of small business loans it gave out as listed in Crain’s Detroit Business.
Joining T&C Federal Credit Union also means you’re never far from your money. T&C members have access to more than 25,000 surcharge-free ATMs nationwide (all 7-11 stores are now part of the network now) ? 2,500 of which are in Michigan. ‘It’s the largest ATM network in the United States,? Bone said.
When asked what separates T&C Federal Credit Union from other financial institutions, Bone replied, ‘Personal service. That personal touch.?
‘We always try to do what’s in our members? best interests,? he said. ‘We take a personal interest in our members? lives and always try to get to know them on a first name basis.?
In northern Oakland County, T&C has branches in Oxford, Orion, Ortonville and Clarkston.
But T&C doesn’t just throw up a building and think of itself as an island. The Bloomfield Hills-based institution gets deeply involved with each community.
‘We’re a good corporate citizen,? Bone said. ‘We really try to be a hometown financial institution and support our community.?
In Oxford, the credit union has sponsored Celebrate Oxford, Groundhog Daze, Concerts in Centennial Park, Women’s Expo, Crossroads for Youth and OHS Senior All Night Party. T&C’s sponsored the Creek Fest and Septemberfest in Ortonville.
In Clarkston, T&C has supported the Taste of Clarkston, CHS Senior Party, Concerts in the Park, and the Clarkston Business Expo.
Barn Daze, the Snowflake Ball for the Orion Art Center, LOHS Senior Party and the Boys & Girls Club have all been recipients of T&C’s generosity in Orion.
In every community, T&C Federal has been a highly active and supportive member of the local Chamber of Commerce participating in everything from regular meetings to mixers and special events.
To learn more about T&C Federal Credit Union and a branch near you, log on to their website at www.tcfcu.org.

T&C Federal Credit Union, a nonprofit entity, is strategically focused on doubling its size over the next four years in order to better serve all the residents of Oakland County who crave that personal touch when it comes to managing their money.
‘Our emphasis is still on being that hometown financial institution with close ties to the community,? said Lon Bone, Vice President of Marketing. ‘We try to protect our members? money like it’s our own.?
By the end of 2011, T&C ? which stands for Town and Community ? plans to add another 10 branches to its existing 10 locations, all of which have become invaluable assets and trusted friends to their respective communities. ‘Anywhere we see a need for a credit union and hometown financial institution, we want to be there,? Bone said.
Plans are already in place for T&C to open its 11th branch in downtown Wixom this fall.
The expansion is part of a long-term plan that began in February 2002 when T&C’s charter was expanded to include anyone who lives, works, worships, attends school or does business in Oakland County.
‘Our plan is to serve the whole county,? Bone said.
T&C has certainly come a long way since 1936 when it was founded in Pontiac to exclusively serve the employees of General Motors Truck and Coach.
Today, the financial institution has grown to more than $568 million in assets and has earned the trust of more than 65,000 members.
T&C Federal Credit Union offers a full range of services including: mortgages, savings and checking accounts, IRAs, financial planning, loans of all types and complete electronic banking including paying bills and banking from home ? something the financial institution is particularly progressive about.
‘Our goal is anything you can do at one of our branches, you can also do on-line from your home or work computer,? Bone said. ‘You can literally join the credit union over the Internet. You don’t even have to come into one of our offices.?
Even loans can be done on-line with T&C Federal Credit Union. The only thing the customer has to do is pick what type of loan they need.
Loans can be taken out for mortgages, construction, vacation properties, investment properties, home improvements, automobiles, recreational vehicles, boats, airplanes and small businesses. ‘Mortgages can be taken out with as little as zero percent down,? Bone noted.
Last year, T&C started doing small business loans to meet the needs of local entrepreneurs who are often neglected or ignored by impersonal corporate giants ruled solely by the bottom-line.
‘A lot of financial institutions, especially the large national and regional ones, don’t want to deal with the guy who needs $100,000 or $200,000 because it takes just as much time to do one of those loans as it does a $5 million loan,? Bone explained.
But T&C knows each and every loan, regardless of the dollar amount, is important because it’s helping a local business owner realize his or her dreams of success which in turn helps the local economy grow and the community prosper.
That’s why T&C ranked 34th out of 91 Michigan financial institutions in terms of the number of small business loans it gave out as listed in Crain’s Detroit Business.
Joining T&C Federal Credit Union also means you’re never far from your money. T&C members have access to more than 25,000 surcharge-free ATMs nationwide (all 7-11 stores are now part of the network now) ? 2,500 of which are in Michigan. ‘It’s the largest ATM network in the United States,? Bone said.
When asked what separates T&C Federal Credit Union from other financial institutions, Bone replied, ‘Personal service. That personal touch.?
‘We always try to do what’s in our members? best interests,? he said. ‘We take a personal interest in our members? lives and always try to get to know them on a first name basis.?
In northern Oakland County, T&C has branches in Oxford, Orion, Ortonville and Clarkston.
But T&C doesn’t just throw up a building and think of itself as an island. The Bloomfield Hills-based institution gets deeply involved with each community.
‘We’re a good corporate citizen,? Bone said. ‘We really try to be a hometown financial institution and support our community.?
In Oxford, the credit union has sponsored Celebrate Oxford, Groundhog Daze, Concerts in Centennial Park, Women’s Expo, Crossroads for Youth and OHS Senior All Night Party. T&C’s sponsored the Creek Fest and Septemberfest in Ortonville.
In Clarkston, T&C has supported the Taste of Clarkston, CHS Senior Party, Concerts in the Park, and the Clarkston Business Expo.
Barn Daze, the Snowflake Ball for the Orion Art Center, LOHS Senior Party and the Boys & Girls Club have all been recipients of T&C’s generosity in Orion.
In every community, T&C Federal has been a highly active and supportive member of the local Chamber of Commerce participating in everything from regular meetings to mixers and special events.
To learn more about T&C Federal Credit Union and a branch near you, log on to their website at www.tcfcu.org.