Times are changing and so can retirement plans.
James B. Kruzan, a Certified Financial Planner for over 25 years, is a Registered Principal and Branch Manager of the Raymond James Financial Services branch location in Clarkston.
His advice caters toward those seeking a comprehensive retirement plan.
‘The biggest problem for retirement is many don’t consider how long they can
live nor realize the rising costs of medical and other expenses,? said Kruzan.
‘Employees and newly retired face a one-two punch of uncertainty over the future of corporate pension plans, retirement health care, social security and concern of outliving their nest egg.?
Thirteen years ago, Kruzan founded Kaydan Group, Inc., a federally registered
investment advisory firm which specializes in retirement solutions for the automotive employee.
Kruzan realized that clients needed advice managing their 401(k) assets and there wasn’t a firm to service those needs.
Kaydan Group provides objective, unbiased advice for their clients on 401(k) portfolio management as well as career transition consulting.
With the auto industry in flux, many employees are faced with more uncertainty.
‘We can advise the client thinking of moving from one auto company or supplier to another by analyzing their current salary benefit package and providing a detailed
comparison with the pending offer. Additionally, employees may be faced with a recent buy-out offer, we can help the client decide if this is the right course of action for them,? stated Kruzan.
Kaydan Group was most recently recognized in Business Week Magazine’s July 2007 Retirement Guide issue. Kruzan was also quoted in the current March-April issue of AARP magazine for his financial planning expertise.
While the majority of clients live in the Clarkston area, a significant amount live overseas or in retirement locales such as Arizona and Florida.
Technology has made it easy to stay in touch with these clients.
Kruzan is opening a second branch office in Fenton this year. This expansion will help service the needs of those in the Livingston and Genesee county corridor.
For the past 18 years, Kruzan has been in the Clarkston Mills Building
off Washington and Main street. He will be moving this office also to a new location at 6764 Waldon Center Drive at the intersection of Sashabaw and Waldon Roads.
Additional staff will be added for both locations to service the needs of
new clients.
To schedule an appointment or free consultation regarding your
financial goals and objectives please contact the office at 248-625-2993 or
visit their website www.raymondjames.com/jameskruzan.d