How much should we borrow? Is it the right time to buy a home? Is rental-investment property right for us?
In a time of perplexing tax laws, volatile financial markets, and ever-changing personal considerations, having an expert certified mortgage planning team like Sure Financial in your corner can make a big difference. A complete financial plan can take some of the uncertainty out of one of the biggest decisions you’ll ever make.
Since opening at the M-15 location in May after moving from Clarkston, Sure Financial continually seeks ways to help out in the community and are looking for ways to serve the area.
Ken Schrauben, branch manager welcomes all questions and inquires into a variety of aspects regarding financial planning.
While Sure Financial can help you buy your first home the company is more than just mortgages. Schrauben says less than perfect credit, and the self employed are encouraged to call.
‘Many of our customers are looking for investment property or the rental market,? said Schrauben. ‘We can compete with any bank especially if there’s trouble with credit scores. Don’t be discouraged, just give us a call and we’ll sit down with you.?
Specializing in all residential and commercial mortgages, Sure Financial offers conventional, investment, purchasing in addition to refinancing, zero down, fixed or adjusted rates are also available.
The benefits at Sure Financial continues with first time buyers, rural development, FHA or VA Mortgage, credit certificates, manufactured homes, construction financing, debt consolidation, cash out rate and term pay off land contracts, home improvement second mortgage, stop foreclosure, and buyout bankruptcy are also offered.
‘We’re offer complete mortgage planning,? said Schrauben. I want getting a mortgage to be a good experience.?
Schrauben says Sure Financial offers many services, and features a good faith guarantee’you’re not going to be surprised with lots of hidden costs or fees in your mortgage.
‘We’ll close within a contracted period and go anywhere the customer wants to complete the deal. For example, many clients are busy at work all day, and need to close in the evening or have a home appraisal on a Saturday.?
Prior to house hunting, Schrauben suggests clients learn how much home they can afford and will help strengthen the bargaining position with sellers. Getting pre-approval for a home before bidding on property you’re a serious bidder who means business, says Schrauben.
‘That’s no problem,? said Schrauben. ‘We’re going to make it as easy as possible for the customer to get it done.?
In addition, Schrauben says getting the right product in front of the customer is paramount.
‘I want you glad you met me 10 years from now,? he said.